A. Introduction
- J K ENTERPRISE and its affiliates collect and process your data via the Platform.
- The Platform is not for users outside India; data is primarily stored and processed in India.
- Your use implies acceptance of this Privacy Policy, Terms of Use, and applicable service terms.
B. Data Collection
- We collect data during registration, usage, and interaction—e.g., name, DOB, email, phone, address.
- Sensitive data like payment details or biometrics may be collected with consent.
- Some information may be collected automatically or via third-party services.
- Users may choose not to provide certain information by not using specific features.
C. Data Usage
- Data is used to fulfill services, enhance customer experience, resolve issues, and for marketing (opt-out available).
- It may be used for fraud detection, research, legal compliance, and internal operations.
D. Data Sharing
- Data may be shared with affiliates, partners, payment platforms, etc.
- Sharing is done for legal compliance, service delivery, or fraud prevention.
- We may disclose data to government or legal authorities if required by law.
E. Security
- Reasonable security practices are followed to protect your data.
- We use secure servers, but data transmission over the internet cannot be guaranteed completely secure.
- Users are responsible for safeguarding their login credentials.
F. Retention & Deletion
- You may delete your account via settings or contact support.
- We may retain data for legal, analytical, or fraud prevention purposes even after deletion.
- Data is kept only for the duration necessary for its purpose.
G. User Rights
- You can access, update, or correct your personal data via the Platform tools.
H. Consent
- By using the Platform, you consent to our data practices.
- You may withdraw consent by writing to the Grievance Officer, but it may affect service usage.
I. Policy Updates
- This policy may change; users are advised to check periodically.
- Major changes may be notified as per applicable law.